Equipment insurance? at DVinfo.net

Bob Prichard · February 18th, 2011, 04:21 PM

Anyone have a name and contact information for a business equipment insurance company they have used and can recommend?

I have about $80,000 in still and video equipment to insure. I now have it on a rider on my renter policy, but my company now says that I have too much equipment on my rider and they won't add any more. I just bought a new camera for 8 grand and need to get it insured.

Thanks.

Chris Davis · February 18th, 2011, 04:45 PM

We have our insurance through Techinsurance.com. I tried to go with a local agent, but their rates were high and the agent flat out told me it was because they really didn't understand our business. Techinsurance.com specialized in insuring technically-oriented businesses. Their website specifically talks about IT companies, but they had no problems with the fact I do video work.

Don Bloom · February 18th, 2011, 05:09 PM

I've had my gear insured thru RV Nuccio for about 8 years and while you never get to talk to anyone while buying it has always been a painless and reasonable process. Besides the gear I have a 2mm liability policy and it a decent rate.
Special Event Insurance :: RV Nuccio and Associates, Inc.

Tim Polster · February 18th, 2011, 05:09 PM

Chris, how are their rates? Any idea per $10,000 of equipment?

I have my stuff with a Hartford agent but that was the only one I could find so I did not get to price shop but the company was very familar with photo & video gear.

Bob Prichard · February 18th, 2011, 06:17 PM

Quote:

Originally Posted by Don Bloom

I've had my gear insured thru RV Nuccio for about 8 years and while you never get to talk to anyone while buying it has always been a painless and reasonable process. Besides the gear I have a 2mm liability policy and it a decent rate.
Special Event Insurance :: RV Nuccio and Associates, Inc.

How have they been as far as settling claims for loss or damage?

Bob Prichard · February 18th, 2011, 06:19 PM

Quote:

Originally Posted by Chris Davis

We have our insurance through Techinsurance.com. I tried to go with a local agent, but their rates were high and the agent flat out told me it was because they really didn't understand our business. Techinsurance.com specialized in insuring technically-oriented businesses. Their website specifically talks about IT companies, but they had no problems with the fact I do video work.

How have they been as far as settling any claims for loss or damage?

Don Bloom · February 18th, 2011, 06:20 PM

Can't answer haven't had a claim (knocking on wood) but I do know 1 person that did and he said it was n better no worse than any other insurance company.
They also provide insurance for DJs, photographers, and events so I have to guess they're pretty decent.

Mike Brice · February 18th, 2011, 09:46 PM

I come from newspapers and the still world, but many photogs on sportsshooter.com recommended TCP&Co.

I have used them for about 6 years with no problems.

When I started adding video and audio gear, it wasn't a problem.

Thanks
Mike

Quote:

Originally Posted by Bob Prichard

Anyone have a name and contact information for a business equipment insurance company they have used and can recommend?

I have about $80,000 in still and video equipment to insure. I now have it on a rider on my renter policy, but my company now says that I have too much equipment on my rider and they won't add any more. I just bought a new camera for 8 grand and need to get it insured.

Thanks.

Chris Davis · February 19th, 2011, 12:30 AM

Quote:

Originally Posted by Tim Polster

Chris, how are their rates? Any idea per $10,000 of equipment?

I have my stuff with a Hartford agent but that was the only one I could find so I did not get to price shop but the company was very familar with photo & video gear.

Techinsurance.com is just an independent agent, so my insurance is actually through Hartford.

Quote:

Originally Posted by Bob Prichard

How have they been as far as settling any claims for loss or damage?

I haven't found out yet.

Josh Keffer · March 1st, 2011, 09:54 AM

Here' s another vote for TechInsurance. I was having trouble with other companies that didn't understand what "video production" meant. TechInsurance has policies specifically for video producers, and they came back with a quote very quickly. Policy is through the Hartford, so I feel good about it.

Les Wilson · March 1st, 2011, 04:59 PM

I contacted Techinsurance.com and about property insurance for a trip and they said they don't do that and referred me to another site that takes your application and sends it out for bid. The only insurance I could find was liability, not property. Altogether a complete waste of time.

February 18th, 2011, 04:21 PM	#1
Bob Prichard Regular Crew Join Date: Jan 2005 Location: Tiburon CA Posts: 123	Equipment insurance? Anyone have a name and contact information for a business equipment insurance company they have used and can recommend? I have about $80,000 in still and video equipment to insure. I now have it on a rider on my renter policy, but my company now says that I have too much equipment on my rider and they won't add any more. I just bought a new camera for 8 grand and need to get it insured. Thanks.

February 18th, 2011, 05:09 PM	#3
Don Bloom Inner Circle Join Date: Jan 2003 Location: Chicago, IL Posts: 6,609	I've had my gear insured thru RV Nuccio for about 8 years and while you never get to talk to anyone while buying it has always been a painless and reasonable process. Besides the gear I have a 2mm liability policy and it a decent rate. Special Event Insurance :: RV Nuccio and Associates, Inc. __________________ What do I know? I'm just a video-O-grafer. Don

February 18th, 2011, 06:20 PM	#7
Don Bloom Inner Circle Join Date: Jan 2003 Location: Chicago, IL Posts: 6,609	Can't answer haven't had a claim (knocking on wood) but I do know 1 person that did and he said it was n better no worse than any other insurance company. They also provide insurance for DJs, photographers, and events so I have to guess they're pretty decent. __________________ What do I know? I'm just a video-O-grafer. Don

March 1st, 2011, 09:54 AM	#10
Josh Keffer Regular Crew Join Date: Oct 2006 Location: Colorado Springs, CO Posts: 73	Re: Equipment insurance? Here' s another vote for TechInsurance. I was having trouble with other companies that didn't understand what "video production" meant. TechInsurance has policies specifically for video producers, and they came back with a quote very quickly. Policy is through the Hartford, so I feel good about it. __________________ Josh Keffer “Don’t shoot your demo reel. Be true to the story.” Tobias Schliessler, ASC

March 1st, 2011, 04:59 PM	#11
Les Wilson Inner Circle Join Date: Jan 2004 Location: Boca Raton, FL Posts: 3,014	Re: Equipment insurance? I contacted Techinsurance.com and about property insurance for a trip and they said they don't do that and referred me to another site that takes your application and sends it out for bid. The only insurance I could find was liability, not property. Altogether a complete waste of time.

February 18th, 2011, 04:45 PM	#2
Chris Davis Trustee Join Date: Jul 2005 Location: Willmar, MN Posts: 1,400	We have our insurance through Techinsurance.com. I tried to go with a local agent, but their rates were high and the agent flat out told me it was because they really didn't understand our business. Techinsurance.com specialized in insuring technically-oriented businesses. Their website specifically talks about IT companies, but they had no problems with the fact I do video work.

February 18th, 2011, 05:09 PM	#4
Tim Polster Inner Circle Join Date: Dec 2004 Location: Arlington, TX Posts: 2,231	Chris, how are their rates? Any idea per $10,000 of equipment? I have my stuff with a Hartford agent but that was the only one I could find so I did not get to price shop but the company was very familar with photo & video gear.