Insurance Questions

Kim Swift · July 18th, 2008, 08:08 PM

Hi guys, I am shooting an event in late august. The hotel is demanding the following insurance, does the additional insured section make sense? I dont know if I am supposed to ensure the marriot corp and their entire convention center? Help guys ... thanks. Also, can someone recommend a co for the general liability insurance?

/// START LETTER \\\

A certificate of insurance will need to be placed on file and will need to include the following information.

The certificate will need to carry two million dollars in general liability and list the below parties as the additional insured.

-The Village of Schaumburg
-Marriott International
-The Renaissance Schaumburg Hotel and Convention Center

/// END LETTER \\\

Jim Exton · July 18th, 2008, 08:34 PM

It makes sense, most locations will require a 1 or 2 million dollar policy.

As for insurance, try http://www.taylorinsurance.com/

They are really great. They can get you a one year policy for general liability.

Chris Davis · July 18th, 2008, 08:47 PM

You just hand that letter to your insurance agent and tell him to do whetever is needed to satisfy the conditions.

Kim Swift · July 18th, 2008, 08:50 PM

Thanks guys! What about this part ...

/// list the below parties as the additional insured.

-The Village of Schaumburg
-Marriott International
-The Renaissance Schaumburg Hotel and Convention Center \\\

Is it usual to insure a corp, a village, and a convention center? I dont understand this?

Any guess as to how much this will cost me?

Ill check out the referral, thanks again!

Kim Swift · July 18th, 2008, 08:54 PM

Can WEDJ insurance cover this?

Don Bloom · July 18th, 2008, 09:17 PM

I don't think WeDJs policy is what they are looking for but I could be wrong
This is a liability policy that prevents the listed from being sued. A party at the event can sue you but not them for your actions.

I've done stuff at the Renaissance and never had to provide proof of insurance or a letter to indemnify them or the village BUT it depends on the type of work you're doing there.

BTW, I'm about 5 minutes from the Renaissance. It's a pretty cool place. Parking lot is a long way out though. :-(

Don

John Sirb · July 18th, 2008, 10:28 PM

I think the WeDJ policy will work but you may want to contact the agent to verify. the certificate ( at least as it was explained to me ) doesnt prevent the hotel from being sued, it includes them under your 'umbrella' should something happen.<edit-until determination is made on their invlovement>
a few years ago, I was doing some shooting inside a local steel mill and had to provide the certificate listing US Steel Corp as an additional insured party.

--of course, they had a five page wavier covering themselves in case of any accidents...the words maimed or killed were used alot.

Steve House · July 19th, 2008, 05:10 AM

Quote:

Originally Posted by Kim Swift

Thanks guys! What about this part ...

/// list the below parties as the additional insured.

-The Village of Schaumburg
-Marriott International
-The Renaissance Schaumburg Hotel and Convention Center \\\

Is it usual to insure a corp, a village, and a convention center? I dont understand this?

Any guess as to how much this will cost me?

Ill check out the referral, thanks again!

If one of your lightstands falls on someone, they're going to sue either you, the venue, the venue's owners, the town, or most likely all of you together as co-defendents. The insurance provision simply says your policy would cover anyone the plaintif sues as a result of the incident, not just the share of the damages attributed directly to you. Otherwise the venue and the city with their deep pockets could be left holding the bag for damages that are actually your fault.

Kim Swift · July 19th, 2008, 06:28 AM

It makes sense now - thanks to everyone who shared their knowledge. I appreciate it very much!

July 18th, 2008, 08:08 PM	#1
Kim Swift Regular Crew Join Date: Mar 2007 Location: Chicago Posts: 59	Insurance Questions - help! Hi guys, I am shooting an event in late august. The hotel is demanding the following insurance, does the additional insured section make sense? I dont know if I am supposed to ensure the marriot corp and their entire convention center? Help guys ... thanks. Also, can someone recommend a co for the general liability insurance? /// START LETTER \\\ A certificate of insurance will need to be placed on file and will need to include the following information. The certificate will need to carry two million dollars in general liability and list the below parties as the additional insured. -The Village of Schaumburg -Marriott International -The Renaissance Schaumburg Hotel and Convention Center /// END LETTER \\\

July 18th, 2008, 08:34 PM	#2
Jim Exton Regular Crew Join Date: Sep 2004 Location: Memphis Posts: 103	It makes sense, most locations will require a 1 or 2 million dollar policy. As for insurance, try http://www.taylorinsurance.com/ They are really great. They can get you a one year policy for general liability. __________________ "Four Years", a 35mm short film at http://vimeo.com/3071939 "Anniversary", a short film shot on Red at www.jim-exton.blogspot.com

July 18th, 2008, 10:28 PM	#7
John Sirb Regular Crew Join Date: Dec 2007 Location: Amherst, OH Posts: 134	I think the WeDJ policy will work but you may want to contact the agent to verify. the certificate ( at least as it was explained to me ) doesnt prevent the hotel from being sued, it includes them under your 'umbrella' should something happen.<edit-until determination is made on their invlovement> a few years ago, I was doing some shooting inside a local steel mill and had to provide the certificate listing US Steel Corp as an additional insured party. --of course, they had a five page wavier covering themselves in case of any accidents...the words maimed or killed were used alot. __________________ John Sirb Lake Breeze Video Last edited by John Sirb; July 18th, 2008 at 10:40 PM. Reason: clarification

July 18th, 2008, 08:47 PM	#3
Chris Davis Trustee Join Date: Jul 2005 Location: Willmar, MN Posts: 1,400	You just hand that letter to your insurance agent and tell him to do whetever is needed to satisfy the conditions.

July 18th, 2008, 08:50 PM	#4
Kim Swift Regular Crew Join Date: Mar 2007 Location: Chicago Posts: 59	Thanks guys! What about this part ... /// list the below parties as the additional insured. -The Village of Schaumburg -Marriott International -The Renaissance Schaumburg Hotel and Convention Center \\\ Is it usual to insure a corp, a village, and a convention center? I dont understand this? Any guess as to how much this will cost me? Ill check out the referral, thanks again!

July 18th, 2008, 08:54 PM	#5
Kim Swift Regular Crew Join Date: Mar 2007 Location: Chicago Posts: 59	Can WEDJ insurance cover this?

July 18th, 2008, 09:17 PM	#6
Don Bloom Inner Circle Join Date: Jan 2003 Location: Chicago, IL Posts: 6,609	I don't think WeDJs policy is what they are looking for but I could be wrong This is a liability policy that prevents the listed from being sued. A party at the event can sue you but not them for your actions. I've done stuff at the Renaissance and never had to provide proof of insurance or a letter to indemnify them or the village BUT it depends on the type of work you're doing there. BTW, I'm about 5 minutes from the Renaissance. It's a pretty cool place. Parking lot is a long way out though. :-( Don

July 19th, 2008, 06:28 AM	#9
Kim Swift Regular Crew Join Date: Mar 2007 Location: Chicago Posts: 59	It makes sense now - thanks to everyone who shared their knowledge. I appreciate it very much!