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#346 | |
Major Player
Join Date: Jan 2007
Location: Warwick, Rhode Island
Posts: 740
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Quote:
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#347 |
Inner Circle
Join Date: Feb 2006
Location: Belfast, UK
Posts: 6,149
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The usual demand is for public liability insurance. This covers you if, for example, someone trips over a cable and gets injured. Unlikely, but yes, this does happen and they do make claims.
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#348 |
Major Player
Join Date: Jan 2007
Location: Warwick, Rhode Island
Posts: 740
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So whats the difference of Public Liability Insurance vs. General Business Liability. I don't have a business yet doing film, its just me...
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#349 | |
Inner Circle
Join Date: Feb 2006
Location: Belfast, UK
Posts: 6,149
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Quote:
Business Liability can be a broader range of insurance cover required by businesses. There can be cross over between the two. People can sue you for damages if they're injured by your actions whilst filming regardless if you're a business or not. These days, organisations often insist that you have cover before giving permission to film on their property. |
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#350 |
Trustee
Join Date: Nov 2005
Location: Sauk Rapids, MN, USA
Posts: 1,675
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no, just found the link...sorry.
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#351 |
Regular Crew
Join Date: Dec 2005
Location: St. Louis, MO.
Posts: 26
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Health?Medical Insurance for the Small Business/Freelancer
Health Insurance - it's shear madness, and it seems to be the big white elephant in the room of hush.
My wife and I are shopping insurance - it's always been covered by my employer but we want to break out on our own. individual insurance can go from4-5000$ to 15000$ What are you guys doing about it - are you going without. Are you banding together in small groups to get better rates and coverage? if so how can that group be joined or a new one formed? any other thoughts on insurance? all input greatly appreciated.. |
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#352 |
Major Player
Join Date: Jan 2007
Location: Warwick, Rhode Island
Posts: 740
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where to get filming insurance?
I tried a local company and they still haven`t gotten around to helping. I need insurance for next weekend for the big fight scenes, and will leave the country 2 weeks later so no chance of pushing it back...where can I get good liability insurace for local filming? $1-$2 million coverage.
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#353 |
Major Player
Join Date: Apr 2002
Location: Lewisburg PA
Posts: 752
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Getting coverage for next weekend is going to be a trick, and prob. will cost more.
http://www.ifp.org/experts/expert.php?id=14 http://www.productioninsurance.com/ http://www.productionhub.com/directo...d=6&cat_id=105 |
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#354 |
Major Player
Join Date: Oct 2004
Location: NYC
Posts: 649
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I have been using Film Emporium to insure my equipment and they sell production insurance.
www.filmemporium.com Laird Kreiner is the man to talk to. 212-683-2433 or 800-371-2555 (office hours are 9:00 am to 6:00 pm EST). They sell film, tape, batteries, tapeless media and software as well.
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#355 |
Major Player
Join Date: Jan 2007
Location: Warwick, Rhode Island
Posts: 740
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hmm seems none of these cover what i need. I will be doing fight scenes so I need personal liability/medical coverage as well as the equipment
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#356 |
Major Player
Join Date: Sep 2004
Location: Houston/Austin
Posts: 394
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#357 |
Major Player
Join Date: Jan 2007
Location: Warwick, Rhode Island
Posts: 740
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I did, and in the rules of usage they say "no fight scenes", and '3rd party coverage only". Whats the point of insurance that doesn`t protect the people that are with me? I emailed one company and never heard back.
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#358 |
Inner Circle
Join Date: Feb 2006
Location: Belfast, UK
Posts: 6,149
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Sounds like you need full production insurance. A number of companies specialize in that area, you'd have to check in the trade directories or Google for film and entertainment insurance. The downside is it's not cheap and the minimum charge isn't great for a one day shoot.
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#359 |
Hawaiian Shirt Mogul
Join Date: Nov 2001
Location: northern cailfornia
Posts: 1,261
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in general most production insurance don't cover fight scenes, auto action etc however most do issue a additional floater policy to cover it ( it cost more ) ... you have to call them about adding floaters ...
most require professional stuntmen , ambulance/doctor on set , permits , everything on the up and up = it's going tp cost you alot of $$$$$... |
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#360 |
Inner Circle
Join Date: Feb 2006
Location: Belfast, UK
Posts: 6,149
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Yes, the insurers will want to cover themselves and minimize their exposure.
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