Non Business Insurance at DVinfo.net

Thomas Edward Bufkin · April 21st, 2008, 08:05 AM

On 01/15/08 I lost (had stolen from my truck in Houston) $8080.00 worth of gear.

The good hands people paid me, after a lot of
investigation/deductable and depreciation approximately $6000.00.

Anybody know if there is a better way to insure my gear then the off premises contents coverage of my homeowners policy.

My agent told me to schedule the individual items and I would get no deductible coverage but it seems a bit expensive.

BTW I'm not in business of photography. I am only a hobbyist but I have acquired a substantial value of equipment....approximately $25K.

Any thoughts? Thanks,

Thomas Bufkin

Rick L. Allen · April 21st, 2008, 09:00 AM

You can get an "Inland Marine" policy that will insure your equipment or you may need to get a broadcast equipment rider. Both cost money. It may also take some searching with your agent or an independent agent because most of them don't know how to deal with TV gear.

Kenneth Johnson · April 21st, 2008, 10:19 AM

take alook at state farm insurance. i have policy with them, covers 50k and I am not a business, just a photographer/videographer with a lot of toys
cameras and computers are included in the policy
ken

Corey Williams · April 21st, 2008, 11:12 AM

I scheduled all of my equipment as part of my renter's insurance. My girlfriend is an agent at allstate in the Dallas area. Email me and I can put you in touch with her.

April 21st, 2008, 08:05 AM	#1
Thomas Edward Bufkin New Boot Join Date: Aug 2004 Location: Conroe, Texas Posts: 21	Non Business Insurance On 01/15/08 I lost (had stolen from my truck in Houston) $8080.00 worth of gear. The good hands people paid me, after a lot of investigation/deductable and depreciation approximately $6000.00. Anybody know if there is a better way to insure my gear then the off premises contents coverage of my homeowners policy. My agent told me to schedule the individual items and I would get no deductible coverage but it seems a bit expensive. BTW I'm not in business of photography. I am only a hobbyist but I have acquired a substantial value of equipment....approximately $25K. Any thoughts? Thanks, Thomas Bufkin

April 21st, 2008, 09:00 AM	#2
Rick L. Allen Major Player Join Date: Dec 2007 Location: Fayetteville, NC Posts: 536	You can get an "Inland Marine" policy that will insure your equipment or you may need to get a broadcast equipment rider. Both cost money. It may also take some searching with your agent or an independent agent because most of them don't know how to deal with TV gear. __________________ "The good thing about science is that it's true whether you believe it or not." Neil deGrasse Tyson https://www.nautilusproductions.com/

April 21st, 2008, 10:19 AM	#3
Kenneth Johnson Regular Crew Join Date: May 2007 Location: Fort Lauderdale, Florida Posts: 70	take alook at state farm insurance. i have policy with them, covers 50k and I am not a business, just a photographer/videographer with a lot of toys cameras and computers are included in the policy ken

April 21st, 2008, 11:12 AM	#4
Corey Williams Regular Crew Join Date: Jul 2007 Location: McKinney,TX/New Orleans, LA Posts: 104	I scheduled all of my equipment as part of my renter's insurance. My girlfriend is an agent at allstate in the Dallas area. Email me and I can put you in touch with her.