camera rental insurance and personal equipment insurance at DVinfo.net

John Sconiers · December 24th, 2009, 12:45 PM

Hi,
Are there any insurance companies out there that you can recommend for equipment rental insurance on rented equipment. Also, how about on my own personal equipment? thanks in advance.

Corey Williams · December 24th, 2009, 07:03 PM

Schedule it on your homeowners or rental insurance.

Shaun Roemich · December 24th, 2009, 07:59 PM

Not sure how it works outside of Canada but here your homeowners/renters insurance WILL NOT cover professional gear ESPECIALLY if transported from your home. Consult an insurance agent for a definitive answer in YOUR jurisdiction. ANY other answer is asking for trouble when you need it most.

Bill Ward · December 25th, 2009, 03:42 PM

If it's professionally used gear, then it's probably best to get business insurance. Most homeowner's insurance excludes items used commercially.

There are a variety of companies that write "marine" insurance, which covers you against loss or damage. Mine, which I get through The Hartford, also carries a $25K rider for rental gear I pick up. It's generally a requirement in most rental houses, before they'll let you leave with the gear.

Unfortunately, it's not cheap. But then, it's a business expense, and less expensive than writing a check to cover your own loss if someone decides they want your gear more than you do.

December 24th, 2009, 12:45 PM	#1
John Sconiers Regular Crew Join Date: Jul 2009 Location: Melrose Park Illinois Posts: 49	camera rental insurance and personal equipment insurance Hi, Are there any insurance companies out there that you can recommend for equipment rental insurance on rented equipment. Also, how about on my own personal equipment? thanks in advance.

December 24th, 2009, 07:59 PM	#3
Shaun Roemich Inner Circle Join Date: Sep 2002 Location: Vancouver, British Columbia (formerly Winnipeg, Manitoba) Canada Posts: 4,088	Not sure how it works outside of Canada but here your homeowners/renters insurance WILL NOT cover professional gear ESPECIALLY if transported from your home. Consult an insurance agent for a definitive answer in YOUR jurisdiction. ANY other answer is asking for trouble when you need it most. __________________ Shaun C. Roemich Road Dog Media - Vancouver, BC - Videographer - Webcaster www.roaddogmedia.ca Blog: http://roaddogmedia.wordpress.com/

December 24th, 2009, 07:03 PM	#2
Corey Williams Regular Crew Join Date: Jul 2007 Location: McKinney,TX/New Orleans, LA Posts: 104	Schedule it on your homeowners or rental insurance.

December 25th, 2009, 03:42 PM	#4
Bill Ward Major Player Join Date: Jul 2005 Posts: 580	If it's professionally used gear, then it's probably best to get business insurance. Most homeowner's insurance excludes items used commercially. There are a variety of companies that write "marine" insurance, which covers you against loss or damage. Mine, which I get through The Hartford, also carries a $25K rider for rental gear I pick up. It's generally a requirement in most rental houses, before they'll let you leave with the gear. Unfortunately, it's not cheap. But then, it's a business expense, and less expensive than writing a check to cover your own loss if someone decides they want your gear more than you do.