Matthew Nayman
April 19th, 2005, 11:53 AM
Hi, I am about to recieve my Canon XL2 and I have a question before I get it!
I Don't thnk I should be out filming in a major metropolitan area with a $6000 camera and $5000 of accessories without insurance on my cam. You know, in case of theft or damage or such.
I will be suing this camera commercially and I was wondering if any Canadians know of a good insurance company who can offer such a package?
Many Thanks...
Matthew K. Nayman
Keith Loh
April 19th, 2005, 12:15 PM
There are two ways I know of doing this.
When I had my XL1S I insured it as a rider onto my renter's insurance. Basically, it covers everything from theft, loss, breakage. I pay a rider fee on top of my regular premium.
You can also join a photography association and get insurance through them. It may require that you have a business license.
I'm sure there are other ways.
Roger Moore
April 19th, 2005, 07:29 PM
I live in Toronto, and last year I was covered by Unionville Insurance* under this package
http://www.cgbgroup.com/pdf/Photography%20Package.pdf
Or was it this one, can't remember :P
http://www.cgbgroup.com/pdf/Photopac_Insurance_app.pdf
Cost: $700-800 per year. $1K deductable.
Covers everything including accidental damage like breaking your lens from a fall.
I'm not covered at the moment though - looking for a better deal, maybe with allstate.ca home insurance. Unionville was good but since I don't use my gear for commercial purposes (yet) I don't feel I need business grade insurance.
Keith: Who is your insurance company?
* after someone at Vistek recommended them to me. Unionville Insurance is now known as cgbgroup.
Keith Loh
April 20th, 2005, 09:35 AM
Roger, my home insurance is through Empire Financial.