I've been thinking about buying a secondhand mini dv camcorder (xl1/xm2/pd170/dv100) but i know there's no way of telling where the camera has been (locations-ie beaches) or exactly how many hours the camera has done!

So, is it worth skipping (used) SD mini dv camcorders and just going ahead and looking into (new) HDV?

Also, i hate buying things on credit (paying off each week). If i purchase items, i like paying for them outright, but at the moment-in this climate.I can't.
What are your thoughts on buying a camcorder (for instance) and paying it off each week. Is there anything i should look out for? PLUS, can i buy direct from manufactures?

Sorry, for any spelling mistakes. Thanks for any advice. :D Andrew

Andrew - PLENTY of used HDV cameras available - they've been out for a few years now... you don't HAVE to buy new.

spend some time reading up on the various cameras - DVi is great to learn the options, but you'll have to invest some time.